FAQ
1. Why would I sell my life insurance policy?
Many policyholders can no longer afford their premiums or no longer need the coverage. Selling allows you to unlock cash value instead of letting the policy lapse with nothing in return.
2. What does it cost me to sell my policy?
Absolutely nothing. There are no fees, no commissions, and no hidden costs for policy owners.
3. How much is my life insurance policy worth?
The value depends on your policy size, type, premiums, and other factors. That’s why we provide a free, no-obligation policy review and cash offer.
4. Am I required to accept your offer?
No. You’re under zero obligation to sell your policy. The choice is completely yours.
5. How long does the process take?
In most cases, the process can be completed in just a few weeks — from policy review to payout.
6. What happens after I sell my policy?
Ownership of the policy transfers to the buyer. You receive your cash payment, and part of the proceeds helps support charitable initiatives.
7. Will selling my policy affect my credit or finances negatively?
No. Selling your policy is a legitimate, regulated financial transaction that has no negative impact on your credit.
8. How do I get started?
Simply fill out our quick online form, and our team will review your policy and present you with a cash offer.
9: How do I know I’m getting the best offer?
At Your Cash Pro, our licensed experts don’t just look at your policy once — they will bring it to multiple qualified buyers through licensed experts to make sure you’re getting the most competitive offer available. Our process is transparent, and you’ll see exactly what your policy is worth. Best of all, you’re under no obligation to accept, so you can feel confident knowing you’re in control of the decision.